Fire accidents are one of the most devastating experiences that a person can go through. A fire accident can result in bodily injury, property loss, and emotional distress. When you have been affected by a fire accident, you lose certain things that are irreplaceable and invaluable. If the fire occurred in your primary dwelling, you may have watched your memories, family heirlooms, and other property go up in flames. Although you may never be able to replace all that was lost in the fire, you should be able to replace the value of property and other damages suffered as a result. Unfortunately, even with insurance coverage, you may be faced with frustrating delays and denials from your insurance company. If you have been a victim of a fire caused by another person’s negligence or your insurance company is giving you a hard time after a fire in your property, we can help you make sense of your legal rights and entitlements.
For more than 25 years, Dennis Herron & Associates has been partnering with clients in their most important and complex cases.
We have made it our mission to provide outstanding legal services to clients injured by another’s negligence.
Our skilled and dedicated lawyers provide a top-flight cost-effective approach for our clients and implement strategies to obtain the best results for them.
If you are looking for a Rochester fire loss attorney, the passionate team at Dennis Herron & Associates can help you. Call us today at (585) 244-6000 to find out how we can help you.
What to do When a Fire Damages Your Home
What you do immediately after a fire can impact the outcome of your insurance claim. Some of the things you should do include:
Document the damage from the fire. Take pictures, record videos, and prepare a detailed inventory of everything that has been lost.
Get copies of any reports from the police and the fire department.
Inform your insurance provider immediately.
Do not sign any waiver or release presented by the insurance company.
If your property is completely damaged and you have to spend money on a hotel or other temporary accommodation, keep all your receipts.
If the damage is only partial and you must fix minor damages to prevent further damage, make sure you keep receipts for those repairs as well.
Keep receipts of all costs associated with the fire and your losses.
Dealing with Your Insurance Company
When you have lost property and suffered damages because of a fire, you may feel confident about recovering financial losses until you start dealing with your insurance company. It is always advisable to have a legal advocate who understands the law and can protect your interests. Remember that your insurance company’s priority is to protect their own bottom line. Just because you make a claim, does not mean that your insurance company will immediately write you a check for the full amount of your claim. They may even try to avoid covering your losses by blaming you for the fire.
An experienced fire loss lawyer can help you defend your claim against the insurance company’s tactics to limit the value of your claim. Your lawyer will guide you through the process and ensure that the insurance company handles your claim seriously.
Find out Your Legal Options after a Rochester Fire Loss
The Rochester fire loss attorneys at Dennis Herron & Associates advocate for our clients’ full and fair financial recovery. We prepare your case as if it is going to trial. Whether we are pursuing a settlement or going to trial, you can count on our meticulous preparation to get you the compensation for the damages you suffered including bodily injury and property damage. If you or a loved one have been injured or lost property as a result of a fire, contact us at (585) 244-6000 to discuss your legal options.